"According to statistics produced by Freddie Mac, one of the United States' largest mortgage lenders, cash-out mortgage refinancing accounted for about 50 percent of all mortgage refinancing between 2001 and 2004. In 2005, cash-out mortgage refinancing accounted for 73 percent of all mortgage refinancing. In the first half of 2006, cash-out refinancing accounted for a staggering 87 percent of all refinancing."
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