Now, the fact that “ephemera” don’t matter seems reassuring, suggesting that voters aren’t swayed by cheap tricks. Unfortunately, however, the evidence suggests that issues don’t matter either, in part because voters are often deeply ill informed.
Suppose, for example, that you believed claims that voters are more concerned about the budget deficit than they are about jobs. (That’s not actually true, but never mind.) Even so, how much credit would you expect Democrats to get for reducing the deficit?
None. In 1996 voters were asked whether the deficit had gone up or down under Bill Clinton. It had, in fact, plunged — but a plurality of voters, and a majority of Republicans, said that it had risen.
I've read my credit card agreement, and I can't figure out the terms. I teach contract law, and the underlying premise of contract law is that the two parties to the contract understand what the terms are
...the current paradigms of bankruptcy generally portray only two types of debtors: individual consumers attempting to discharge debts incurred when spending and income fall out of balance and large corporations attempting to reorganize by ending unprofitable business activities and rewriting balance sheets. These paradigms leave no place for the struggling entrepreneur who has predominantly business debt but who also may have both personal liability on the business debt and some consumer debt as well.
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