Is Wells Fargo's Credit Card Division Customer Friendly or Incompetent?

October 20, 2009 3:01 AM

Is Wells Fargo's Credit Card Division Customer Friendly or Incompetent? Wells Fargo has recently joined its peers in announcing that it too will raise the rates on the credit cards it offers. Wells Fargo states that the impetus for this change was the bank’s recognition that the flow of credit was actually in danger, which is another way of saying that the profitability of Wells Fargo’s credit card department was at risk. This, and the fact that the rate hikes are not scheduled to go into effect until November 30, one day before Congress’ new suggested enactment date for the CARD Act, suggests that Wells Fargo really has waited until the last minute before raising rates. Does this mean that delaying rate hikes for as long as possible was a carefully calculated move or that they were surprised by the increased unemployment rate and therefore have incompetent decision makers?
posted by credit-expert (10 comments total)

The only surprise here is that after posting those four throw-away comments, you waited a full week before posting this spam. Other than that, I would say that you're definitely incompetent when it comes to self-links.
posted by daniel_charms at 3:14 AM on October 20, 2009 [2 favorites]

It helps if your username isn't so thematically similar to your self-links.
posted by phrontist at 3:16 AM on October 20, 2009

Does this mean that delaying rate hikes for as long as possible was a carefully calculated move or that they were surprised by the increased unemployment rate and therefore have incompetent decision makers?

Sorry, I'm not really into Pokemon.
posted by aheckler at 3:16 AM on October 20, 2009

You're a credit to your... oh, nevermind.
posted by evilmidnightbomberwhatbombsatmidnight at 3:19 AM on October 20, 2009

A for Effort
posted by PenDevil at 3:22 AM on October 20, 2009

So banned.
posted by Ritchie at 3:25 AM on October 20, 2009 [1 favorite]

Out! Out damn self-linker!
posted by Pope Guilty at 3:32 AM on October 20, 2009 [1 favorite]

Is this where I get in line to ask leading questions that no one cares about?
posted by cmonkey at 3:34 AM on October 20, 2009

This is where I break down and join the "we want the image tag back" mob.
posted by pompomtom at 3:37 AM on October 20, 2009

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posted by Pope Guilty at 3:38 AM on October 20, 2009