50 posts tagged with Credit. (View popular tags)
Displaying 1 through 50 of 50. Subscribe:

Related tags:
+ (12)
+ (9)
+ (8)
+ (8)
+ (6)
+ (6)
+ (5)
+ (4)
+ (4)
+ (4)
+ (4)


Users that often use this tag:
kliuless (4)
mathowie (3)
anotherpanacea (2)
wallstreet1929 (2)
On the 6th of December 2011, as has been traditional for the past 9 decades since Finland's Independence, the President, Tarja Halonen and her spouse, Dr Pentti Arajarvi host what is known as the Linnan juhlat or Castle Ball, an extremely popular televised reception for the notables of the nation. Along with the usual dignitaries, the President is also permitted to select invitees based on merit - entertainers, athletes, individuals - whom she feels have been in the news in the past year. This year Peter and Teija Vesterbacka also were invited due to Peter Vesterbacka's work as the CMO of Rovio. Teija Vesterbacka wore a red dress for the evening that had design concepts from one of the birds in the mobile game Angry Birds. Highlighted in the Finnish news by the very select group of photographers permitted entry to this exclusive event, it was when the photograph of this dress went viral among global MSM that the angry birds began to fly.
posted by infini on Dec 8, 2011 - 29 comments

Start a home business, get rich quick, win financial freedom! If you watch late-night TV, you've heard it all before. But what's the story behind these slick pitchmen and their dubious schemes? Enter The Salty Droid, your ornery metal guide to the corrupt underworld of scam-marketing scum. This charmingly acerbic bot (owned and operated by mild-mannered Chicago dog-lover Jason Michael Jones [inter-view, long talk + transcript]) is a valiant crusader against the vile con-men who bankrupt the elderly and the desperate with beautiful lies. Exposed so far: A shadowy "Syndicate" of frauduct-pushing personality cults polluting the media with blogspam and woo-woo talking points. Boiler rooms in the Utah desert where telemarketers farm credit from easy targets with cunning, probing scripts [PDF]. Powerful politicians bought wholesale. Believers left to die in fraudulent new-age vision quests. It's a soul-crushing beat, enough to make one feel like a regular catcher-bot in the digital rye. But somebody's got to do it -- preferably someone with plasma nunchucks and titanium skin.
posted by Rhaomi on Aug 31, 2011 - 47 comments

If you want to take a relation of violent extortion, sheer power, and turn it into something moral, and most of all, make it seem like the victims are to blame, you turn it into a relation of debt. Naked Capitalism talks to David Graeber about his book Debt: The First 5,000 Years. Previously. And more generally. Bonus Graeber classic: "Are You An Anarchist? The Answer May Surprise You!" [more inside]
posted by gerryblog on Aug 28, 2011 - 163 comments

Since 2005, it has been nearly impossible to discharge student loans in bankruptcy. HR 2028 and S.1102 aim to make private student loans again dischargeable in bankruptcy. [more inside]
posted by gauche on Aug 3, 2011 - 64 comments

The Destruction of Economic Facts - "Renowned Peruvian economist Hernando de Soto argues that the financial crisis wasn't just about finance—it was about a staggering lack of knowledge" (via) [more inside]
posted by kliuless on May 23, 2011 - 35 comments

Out of thin air? "Have you ever said something like 'Let me buy you a beer next week'? I'm sure you have. We all issue promises of this sort. And we frequently use such promises as a form of currency... I have just described a simple credit exchange. Societies rely heavily on promising-making and promise-keeping. It is the foundation of all financial markets. I'd like to point out something about the promises you make. They are made 'out of thin air.' " [more inside]
posted by kliuless on Apr 14, 2011 - 47 comments

Paul Copansky, a.k.a. Paul from the Diamond Center, reminisces about Ed "Hi Kids!" Barbara, Steven "Top of the Hill Daly City" Matthew David, and Harvard E. "Pete" Palmer, Jr., the adman who put these characters on the San Francisco/Bay Area's UHF band in the 1970's and 1980's. [more inside]
posted by Chinese Jet Pilot on Dec 28, 2010 - 14 comments

How panhandlers use free credit cards-"What would happen if, instead of spare change, you handed a person in need the means to shop for whatever they needed? What would they buy?"
posted by nevercalm on Aug 29, 2010 - 75 comments

Popular Unrest is a multi-episode drama by Melanie Gilligan (of Crisis in the Credit System) set in a future much like the present. Here, however, all exchange transactions and social interactions are overseen by a system called ‘the Spirit’. A rash of unexplained killings have broken out across the globe. They often take place in public but witnesses never see an assailant. Just as mysteriously, groups of unrelated people are suddenly coming together everywhere, amassing new members rapidly. Unaccountably, they feel a deep and persistent sense of connection to one another. (via)
posted by anotherpanacea on May 26, 2010 - 3 comments

"I Stopped Denying People." Former Bank of America employee Jackie Ramos appears on the Daily Show last night in a segment covering the sweeping credit card reform the went into effect last week.
posted by lunit on Mar 3, 2010 - 188 comments

Basicland vs. Sorrowland
A parable about how one nation came to financial ruin by Charles Munger. For extra colour there's... [more inside]
posted by kliuless on Mar 2, 2010 - 34 comments

Illustrating the cause of, and solution to, too much debt: [more inside]
posted by kliuless on Sep 25, 2009 - 52 comments

Just how credible is Wikipedia? While some have tested this empirically, others have chosen more dubious methodology. For a site that gives no credit to its post authors, one wonders, why even bother?
posted by iamkimiam on Sep 3, 2009 - 94 comments

Debt: The first five thousand years. Anarchist anthropologist David Graeber (previously) writes about "debt and debt money in human history" in Eurozine. Lots of thought-provoking stuff here; I'll put a sample in the extended description. (Via wood s lot.) [more inside]
posted by languagehat on Aug 23, 2009 - 44 comments

The commercials are all over television — and they certainly are attention-grabbing. They’re the ones where the heavy, bald guy is sitting in his easy chair talking in a squeaky female voice about all the clothes he bought — including a bustier. Or the little old lady speaking with the gruff voice of a younger man about the sweet motorcycle she now owned. Identity theft is a serious crime — one that is occurring with an alarming frequency. The Identity Theft Manifesto explains how criminals get your personal info, and what you can do about it.
posted by netbros on Jun 1, 2009 - 15 comments

"In fact, while transactional credit provision is a perfectly good business, it might be reasonable for the state to offer basic transactional credit as a public good." Blogger Steve Randy Waldman has an idea that's so crazy it might work. He buried it in a nice wonky, obscure post about transactional and revolving credit, but now has been linked by Ezra Klein at his new WaPo blog. Will Metafilter heads explode?
posted by emjaybee on May 25, 2009 - 27 comments

The High Cost of Poverty : The Washington Post explores why the cost of living is proportionately higher in poor areas. Double Jeopardy: Why the Poor Pay More (pdf): a report on payday loans, the cost of homeownership, medical debt, and banking in poor communities.
posted by desjardins on May 19, 2009 - 230 comments

Where did all the money go? is just one of the enties to GOOD's financial crisis infographic competition. [more inside]
posted by pharm on Mar 20, 2009 - 30 comments

The True cost of credit. Via
posted by jourman2 on Jan 28, 2009 - 58 comments

Bleed The World
posted by fearfulsymmetry on Dec 11, 2008 - 20 comments

The Compleat ÜberNerd: a fascinating series of blog entries detailing the nitty-gritty behind the mortgage industry by Calculated Risk's "Tanta." If you're curious about automated underwriting systems or the ins and outs of mortgage servicing or if you just enjoy some Mortgage Pig Excel art, Tanta was the blogger for you. Tanta, otherwise known as Doris Dungey, passed away on Sunday morning (NYT obit, CR obit).
posted by mullacc on Dec 1, 2008 - 15 comments

Have we jumped over all the hurdles in our ongoing economic fiasco? Probably not, the next hurdle is Credit Cards. [more inside]
posted by Xurando on Nov 25, 2008 - 99 comments

You know those exploitative 0% APR offers from the credit card companies? With careful work, some brave souls cash them out as interest free loans and invest it in high yield accounts -- but its not for the faint of heart, especially with the economic downturn.
posted by thandal on Nov 4, 2008 - 32 comments

Icelandic internet bank Icesave has closed its doors. The Icelandic government has told the UK chancellor that it cannot pay back the money of UK depositors. [more inside]
posted by Happy Dave on Oct 8, 2008 - 84 comments

Paulson: Foreign Banks Can Use US Rescue Plan. Treasury Fact Sheet, "broader eligibility" if Paulson decides. Pressure builds at Morgan, Goldman. You Decide (kinda), probably no one listens.
posted by wallstreet1929 on Sep 21, 2008 - 200 comments

How to Lawfully Reset Your Credit History. A fascinating true story of how Max successfully deleted thousands of dollars of debt from his credit history. The follow-up, Why Max Won, has some interesting insight into removing emotion from the credit equation. (Previous Make Your Nut appearances on MetaFilter here and here.)
posted by Fuzzy Skinner on Apr 25, 2008 - 23 comments

A new medical bill payment reporting system called MedFICO is said to be going live this summer. This system is being developed by the health care industry in an effort to judge a patient's ability to pay. Healthcare Analytics, a healthcare actuarial company, is developing the score in conjunction with Tenet Healthcare, credit scoring company Fair Issac, and venture capitalists. [more inside]
posted by uaudio on Jan 19, 2008 - 55 comments

What’s Behind Those Offers to Raise Credit Scores - You've all heard the ads, here's how those companies try to raise your credit scores. The credit industry hates it, because it works, at least for now.
posted by Argyle on Jan 19, 2008 - 47 comments

A primer on the global derivatives market, the City of London, and the credit crunch:
"In 2003 the total size of the world economy was $49,000,000,000,000. The total size of the derivatives being traded was $85,000,000,000,000. In other words, derivatives today are worth far, far more than the total economic activity of the planet. More than $1,000,000,000,000 of derivatives are bought and sold every day. Every single thing that can be traded through derivatives, is."

posted by anotherpanacea on Jan 2, 2008 - 30 comments

Debtor Nation. The rising risks of the American Dream, on a borrowed dime.
posted by four panels on Aug 14, 2007 - 96 comments

This isn't 1998. There's no model for what's happening now in the housing and mortgage industries. 116 mortgage lenders have imploded since 2006. 11 hedge funds have imploded in just the last couple months. Time to warm up the helicopters?
posted by wallstreet1929 on Aug 11, 2007 - 126 comments

50 Fun Facts About Credit Cards. Historical tidbits and interesting explanations of the technology behind that plastic in your pocket.
posted by amyms on Jan 24, 2007 - 21 comments

TOO MUCH BLOOD IN MY STOOL! THIS COULD BE COLOGNE CANCER! (NSFW) Eddie Reedom's site, www.choppercarsfraud.com claims Josh "Chop" Towbin and Towbin Dodge (known for their silly infomercials and the A&E series King of Cars) defrauded him of $50m to $100m. Among the evidence is photos of his stool, and video of an unruly Australian Buddhist security guard who kicks Reedom's truck. While Reedom may seem a bit nuts, there are tens of millions of Americans with bad credit. If you're one of them, seek some good advice before signing up for any loan. Credit problems are enough to drive anyone insane.
posted by b_thinky on Aug 3, 2006 - 25 comments

In the last few years, Fair Isaacs, along with the FTC have made considerable effort in educating us in how our credit scores are derived. But is the whole system about to change? In a somewhat quiet AP story, the three major credit bureaus, Equifax, Transunion, and Experian, announced they had agreed on a new common formula for generating your credit scores: VantageScore. [more inside]
posted by poppo on Mar 15, 2006 - 42 comments

DHS monitors your credit card payments. (via)
posted by trondant on Mar 2, 2006 - 56 comments

Seen something like this on one of your credit or debit cards recently? 09/25 DIGITAL AGE 888-529-98 CYPRUS, SE $24.99 Join the crowd. You might remember something from earlier in the summer, when CardSystems Solutions reported a security breach that had gone on for months. Or maybe you remember a bit of more recent news, when "a California judge ruled Friday that Visa USA Inc. and MasterCard International Inc. don't have to send individual warnings to thousands of consumers whose personal account information was stolen during a high-tech heist uncovered earlier this year."

My family was hit on three different cards from three different banks in less than a week. Doesn't seem to matter if you ever used the card online or not. Any guesses where "Digital Age" is getting all these valid credit and debit card numbers? Anyone? So, please, check your statements and be prepared to cancel your card immediately if you've been hit, too. Nothing good will come of these criminals being able to make additional charges against your accounts, using different shell companies to hide themselves, continuing to do this sort of thing for years
posted by RKB on Oct 13, 2005 - 29 comments

A double whammy for the U.S. economy this winter: Bankers have announced credit card minimum payments will double starting in early 2006 as a 10-year payback system is adopted. Meanwhile in October comes the controversial bankruptcy reform. All this on a blanket of spiralling gas prices. That Unahome may be the wave of the future for a lot of Americans.
posted by rolypolyman on Aug 21, 2005 - 37 comments

The Credit Card Prank Part 2 Not satisified with the results of an earlier experiment, John Hargave kicks it up a notch and tries to get someone, anyone, care about the signature on his credit card receipts.
posted by Robot Johnny on Mar 23, 2005 - 29 comments

Free Annual Credit Reports
The Fair and Accurate Credit Transactions Act of 2003 goes in to effect today. One of the major provisions of the bill, is that consumers now have the right to one free report from each of the three major credit bureaus every 12 months. [more inside]
posted by Steve_at_Linnwood on Dec 1, 2004 - 37 comments

Worse Than the World Bank? Export Credit Agencies--The Secret Engine of Globalization The amount of investment that export credit agencies (ECA) support worldwide is significantly greater than the total amount of lending from the World Bank, IMF and all other multilateral institutions combined. ECA's account for the single biggest component of developing country debt and half of all new greenhouse gas-emitting industrial projects in developing countries have some sort of ECA support. Investments in places like Guatemala, South Africa, Pakistan, Chile [PDF], have had unacceptable social, environmental and economic consequences. Administered or backed by a government, an ECA uses taxpayer money to make it cheaper and less risky for domestic corporations to export or invest overseas. ECAs privatize the profit and socialize the risk while negatively impacting indigenous cultures and enironments, all with little or no governmental oversight or public awareness of the matter. So what can we do about it? [PDF]
posted by faux ami on Nov 26, 2004 - 14 comments

Americans are not going broke over lattes! Salon (warning: ad click-through required) interviews the author of a book who contends that American middle class overconsumption is a myth. This made me really think about how I relate to my $$$, and what I think is pushing me deeper into a hole. According to this author, kids are forcing people into bankruptcy, and it's not because we buy them gameboys and expensive clothes. The author also claims that credit card companies and mortgage lenders need to be regulated by the govt., as they are feeding off of middle class hardships. It's also making me wonder why real estate developers aren't building small homes anymore, at least in my state of the union.
posted by archimago on Oct 14, 2003 - 91 comments

Money Saving Expert is a site for UKians, to play the credit card game and win, save tax, understand consumer rights, and generally be more savvy in all things fiscal.
posted by Blue Stone on Sep 30, 2003 - 2 comments

What could you do with $27? - Microcredit or microfinance provides working capital through small loans to the working poor. Read some of the wonderful accounts of people who built thriving businesses and new lives with from a jumpstart of as little as a $100 loan. Read the remarkable story of the Grameen Bank, and learn about Village Banking, and other inspiring efforts to bring dignity and help to the more than 1.2 billion people who live on less than one dollar a day. - more -
posted by madamjujujive on Jun 8, 2003 - 10 comments

The Credit Card Prank is a project to see how far one could go with their signature on credit card purchases. The experiment goes pretty far and barely runs into any snags. The verdict? People don't seem to care what you sign on a receipt.
posted by mathowie on Jun 3, 2003 - 72 comments

Pentagon busily ruining the credit ratings of service personnel. "Hapless" military personnel are ordered to use a government-issued credit card for travel expenses, then submit for reimbursement. But the reimbursements (and even paychecks) frequently come late, making the soldier unable to pay the credit card bill -- thus branding them as "delinquents", "credit risks" and even causing their wages to be garnished.

"U.S. soldiers in Afghanistan have found themselves stranded in the desert without a dime because their credit was suddenly cut off, according to a May 29 report in the Military Times, leaving families behind in a nasty Catch-22: Swallow the debt, or borrow more money to pay the bills so their credit wouldn't be ruined."

It truly gives one the warm fuzzies to see that our government and military leaders give our service personnel the respect they deserve.
posted by chuq on Aug 20, 2002 - 48 comments

Poverty is Expensive (part 59) The "i-Gen" prepaid MasterCard, available at a Rite-Aid near you, for those who don't have bank accounts (for debit cards) to say the least of credit ratings sufficient to get credit cards. Pay a $10.00 upfront fee, pay another $5 a month plus a "reload" fee of at least $5 every time your card runs down, all for the privilege of letting them hold on to your cash at no interest.
posted by MattD on Jul 7, 2002 - 28 comments

No VC after the dot-com bust? No problem! Just sign up for eight no-annual-fee credit cards with interest rates as low as 1.7 percent (for a few months, anyway), and shazam: You've got $35,000; you're a start-up! Question: Has this guy read a newspaper in, say, the last 18 months?
posted by nathanstack on Jan 14, 2002 - 15 comments

Not embedded in your hand, just your credit card. Your Providian VISA with Smart Chip Technology comes with a smart chip that's embedded on the front of the credit card. Soon, a smart chip will let you store information and applications that make shopping easier and more secure. Anyone here a little leary of this kind of "smart"ness? Thoughts?
posted by thunder on Jul 3, 2001 - 23 comments

Currently, consumer personal debt is at an all time high, and at the same time we're being inundated with ads asking us to "live richly" and pay for all those "priceless" moments with credit. Credit card companies have maintained a steady stream of advertising that focuses on living in the now, and worrying about the consequences later. Without discounting personal responsibility, should credit card companies be left to advertise their message unfettered, or does anyone think they are too good and perhaps somewhat responsible for the high consumer debt levels?
posted by mathowie on Jun 20, 2001 - 51 comments

'Jesus Christ! How much is that new DVD player? Ok, just put it on my VISA card'
posted by mathowie on Oct 15, 1999 - 1 comment

Page: 1