Isn't this what insurance is for? DC/Baltimore got pounded with snow a few weeks ago and it's caused some issues throughout the region. It seems that folks are reluctant to file claims because their home owners insurance carriers are liable to drop them. I know that life isn't fair, but isn't this why you pay for insurance?
DC Suburbs slowly getting denser I've been a participant for the past 5 years in what is easily the 2nd-3rd most insane housing market in the US: Washington DC. Apartment occupancy is 99% in the desirable areas, and "affordable starter homes" (in finger quotes) are priced at $250-$350k. People with good jobs can barely afford this. So what happens to folks who are just getting their feet on the ground in the country? More the merrier. How do you strike a balance between providing affordable housing that is accessible to living-wage jobs without running out the existing neighbors?