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"A law should serve the people, but it didn't protect me."

In Korea, Changes in Society and Family Dynamics Drive Rise in Elderly Suicides - "The epidemic is the counterpoint to the nation's runaway economic success, which has worn away at the Confucian social contract that formed the bedrock of Korean culture for centuries." [more inside]
posted by kliuless on Mar 4, 2013 - 23 comments

 

"So far, it’s chaos. It’s hard to evaluate how widespread this is."

“Compliance with treatment is a sketchy thing to begin with,” said Sam Muszynski, director of the office of health care systems and financing for the American Psychiatric Association. He fears that financial fallout may force some providers to disrupt care, leaving mentally unstable patients on their own temporarily -- or longer. “All it takes is one missed appointment,” he added. Changes instituted on January 1 to insurance claims codes have glitched the system by which mental health professionals get paid - prompting fear that many will have to stop providing care. More information on the changes to the codes.
posted by jbickers on Feb 7, 2013 - 8 comments

She might've called it Getyouracttogether.org, but she changed one word.

Get Your Shit Together helps you do what it says on the tin. After her husband died in a 2009 bike accident, Chanel Reynolds created the site as a step-by-step toolkit to help keep track of important life documents and tasks. Four days after its launch, the New York Times got in on the action. [more inside]
posted by Madamina on Feb 6, 2013 - 28 comments

Cat Bites Man. Hospital Charges $55k.

Call it the $55,000 cat bite.
posted by Kitty Stardust on Jan 28, 2013 - 205 comments

The Costs and Solutions to American Health Care

Three excerpts from David Goldhill's new book on American health care:

Part One: Focus on Health-Care Costs Causes More Spending

Part Two: Obamacare Math Doesn't Add Up to a Healthier U.S.

Part Three: To Fix Health Care, Turn Patients Into Customers [more inside]
posted by hopeless romantique on Jan 7, 2013 - 109 comments

If Only T. Boone Pickens Had Died

T. Boone Pickens and other wealthy, elderly Oklahoma State alums decided to participate in a scheme named "Call of a Lifetime", where they would allow the university to take out $10 million life insurance policies on them. What could go wrong?
posted by reenum on Oct 7, 2012 - 66 comments

The Complicated Realities of Reproductive Choice

Knocked Over: On Biology, Magical Thinking and Choice “Spare me the self-help bullshit,” I snarled at my sister while I sat, snot-nosed and gasping, behind a gas station off I-88 on my way home from Iowa. “Life isn’t Eat, Pray, Love. If you try to turn this into a teachable moment I will fucking scream.”
posted by apricot on Sep 2, 2012 - 87 comments

Buying a Kick in the Face

My Sister Paid Progressive Insurance to Defend Her Killer In Court: After a Baltimore car accident between an insured and an underinsured driver left the insured driver dead, Progressive Insurance took up the defense of the underinsured driver against their own policy-holder. [more inside]
posted by Ice Cream Socialist on Aug 14, 2012 - 251 comments

Tie game. Bottom of the 9th. Bases loaded. Two outs. Three balls. Two strikes. And the pitch...

In less than an hour, the Supreme Court will hand down its final judgment in what has become one of the most crucial legal battles of our time: the constitutionality of President Obama's landmark health care reform law. The product of a strict party line vote following a year century of debate, disinformation, and tense legislative wrangling, the Affordable Care Act would (among other popular reforms) require all Americans to buy insurance coverage by 2014, broadening the risk pool for the benefit of those with pre-existing conditions. The fate of this "individual mandate," bitterly opposed by Republicans despite its similarity to past plans touted by conservatives (including presidential contender Mitt Romney) is the central question facing the justices today. If the conservative majority takes the dramatic step of striking down the mandate, the law will be toothless, and in danger of wholesale reversal, rendering millions uninsured, dealing a crippling blow to the president's re-election hopes, and possibly endangering the federal regulatory state. But despite the pessimism of bettors, some believe the Court will demur, wary of damaging its already-fragile reputation with another partisan 5-4 decision. But those who know don't talk, and those who talk don't know. Watch the SCOTUSblog liveblog for updates, Q&A, and analysis as the truth finally comes out shortly after 10 a.m. EST.
posted by Rhaomi on Jun 28, 2012 - 1173 comments

My breast has fallen off. Can you reattach it?

Since she is not truly an emergency patient, she is triaged to the back of the line, and other folks, those in immediate distress, get in for treatment ahead of her. She waits on a gurney in a cavernous green hallway. The “chief complaint” on her chart at Grady Memorial Hospital, in Downtown Atlanta, might have set off a wave of nausea in a hospital at a white suburb or almost any place in the civilized world. It reads, “My breast has fallen off. Can you reattach it?” (via Boing Boing) [more inside]
posted by Joe in Australia on Apr 24, 2012 - 103 comments

Insurance. The numbers just. Don't. Work.

Kevin Zelnio is a science writer with a degree in marine biology. He is the father of two children. And, like many in this country, he has no insurance. Earlier this week, his 6 year-old developed pneumonia.This is his account of what happened.
posted by Laminda on Feb 11, 2012 - 201 comments

Five Square Centimetres

Dog Poop Insurance is a product that would potentially be available for a single-premium at the time of purchasing your new shoes.
posted by gman on Jan 23, 2012 - 15 comments

The durable Mike Malloy

In 1933, Anthony Marino, Joe Murphy, Frank Pasqua and Dan Kriesberg decided to make money by taking out life insurance on drunks and then letting the victims drink themselves to death. Then they encountered Mike Malloy...
posted by reenum on Nov 11, 2011 - 17 comments

Claim Denied: class 4 zombie attacks are considered an act of god

Worried about paying for shotgun shells and chainsaw lubricant when the zombies eventually come? Zombie Apocolypse Insurance Company, LLC (ZAICO) has you covered. [more inside]
posted by Terminal Verbosity on Sep 23, 2011 - 21 comments

The Museum of Insurance

There's some fascinating engraving and illustration to be seen at the Museum of Insurance. (Better than watching paint dry. Seriously)
posted by OmieWise on Sep 22, 2011 - 9 comments

Insurance for Insurers

"Reinsurance" is what you do when you want to invest several billion dollars all at once. The top 25 reinsurers in the US together wrote about $27 billion in premium in 2010. Reinsurers are constantly looking for ways to manage their exposure to risk, particularly after Sept. 11, 2001 and Hurricane Katrina. [more inside]
posted by valkyryn on Sep 2, 2011 - 60 comments

Silence of Love

Silence of Love from Thai Life Insurance. An advertisement designed to break your heart. And it does. (Possible triggers, via The Browser) [more inside]
posted by Ahab on Aug 17, 2011 - 65 comments

Women's health care: now without co-pays

Effective January 1, 2013, United States insurers will now be required to make a variety of medical procedures and medications available without copay as part of President Barack Obama's Affordable Care Act. Although the availability of prescribed birth control without copay is likely to have the widest effect, the plan also includes breast pumps for nursing mothers, an annual well-woman examination, and testing for gestational diabetes and the virus that causes cervical cancer, as well as other services related to women's health. [more inside]
posted by catlet on Aug 1, 2011 - 110 comments

Not the insurance you're looking for

Bank of America has allegedly engaged in mortgage fraud, according to an Anonymous website. The first batch of leaked emails appear to show that bank employees were trying to hide documents from regulators. The emails are put into context on the website Seeking Alpha which explains that they refer to the use of force-placed insurance to increase mortgage servicers' profits through kickbacks from insurers - a practice which has just been forbidden under a settlement imposed by the US' states attorneys general. [more inside]
posted by Joe in Australia on Mar 15, 2011 - 93 comments

Davids can take down Goliaths

Philly Homeowner Declares He's 'Foreclosed' on Wells Fargo, and how he has their full attention. [more inside]
posted by bwg on Feb 20, 2011 - 34 comments

Choose Life.

It's Only Rape if They Say So House Republicans decide to fight abortion access by redefining rape.
posted by emjaybee on Jan 28, 2011 - 168 comments

Gun liability insurance

Is gun liability insurance on the horizon? The idea that gun owners should have liability insurance for their firearms is rarely a political issue, but can no-fault insurance for certain guns stay clear of the second amendment?
posted by Brian B. on Jan 16, 2011 - 125 comments

Pre-authorization for mental health policy only lasted 5 days

If you are a BCBS IL PPO large group policy holder with mental health benefits, you probably received a letter stating you were required to obtain pre-authorization for your visits. By doing so this could subject you to a change in care, a denial of care, and/or limits in visits. But if you follow mental health laws, Federal law states that limits/pre-authorization should not apply if your core medical coverage does not require such hoops. Well that fight was won after 6 days. The preauthorization has been lifted.
posted by stormpooper on Jan 6, 2011 - 15 comments

Getting what we pay for

Per capita US spending on health care in 2008 exceeded $7500-- more than any other OECD nation, half again the spending of the runner-up [PDF], and double its spending in 1990. Why? Aaron Carroll of the Incidental Economist explains in 12 parts. [more inside]
posted by nathan v on Dec 3, 2010 - 41 comments

mutuelles des fraudeurs

Paris Metro's cheaters say solidarity is the ticket. Scofflaws who jump the turnstiles or enter through the exits of the Paris public transit system have formed mutuelles des fraudeurs — insurance funds that pay the fine if they get caught.
posted by hat on Jun 23, 2010 - 67 comments

Coming Out Insurance

"When we found out Bobby Jay was gay, we was terrified we'd lose our beautiful home." Because having a gay child can be very expensive.
posted by hippybear on Apr 12, 2010 - 81 comments

Lessons of a $618,616 Death

Lessons of a $618,616 Death
posted by Joe Beese on Mar 8, 2010 - 74 comments

Will marry for health insurance

Will marry for health insurance. "They're not going to pass health-care reform, so what are my options? Friends and I were joking, and one friend said,'Well, you could always marry some guy who has a good policy.' And I thought, You know what. That's crazy. That's unbelievable, but it's my only option." [more inside]
posted by velvet winter on Feb 19, 2010 - 179 comments

Military Contractor Insurance: Great business, if you can get it. AIG gets 85% of it.

"Early in the Iraq War, it cost taxpayers $100,000 per year to insure a civilian contractor who was paid $100,000 per year. So the insurance was the same amount as the salary." "Another very peculiar part of this particular story is that because of another law, the U.S. actually reimburses the insurance companies for any civilians who are injured in a combat situation. So at the very end, the insurance company will ultimately submit the bill to the U.S. government, and they will get paid back for any injury involving a combat wound." "Let me ask a stupid question: What is the point of the insurance company if taxpayers are paying for the premium and then also paying for the medical bill?" [more inside]
posted by webhund on Jan 12, 2010 - 51 comments

Sen. Lieberman (I - Aetna).

Joe Lieberman... Deal or No Deal?! (SLYT) A campaign ad for Ned Lamont has suddenly become very relevant, considering Sen. Joe Lieberman's recent statement threatening to block any health care legislation with a public option. "I accused him of, after 20 years, dithering on that topic," said Ned Lamont yesterday. "As far as I can tell, a filibuster is one more dither."
posted by markkraft on Oct 28, 2009 - 123 comments

insurance companies need our support

something terrible is happening
posted by philip-random on Sep 23, 2009 - 24 comments

Healthcare on 4 Napkins.

The healthcare debate explained on the back of 4 napkins. Napkin 1: The health care equation. Napkin 2: It's not about health care. Napkin 3: The plans on the table. Napkin 4: What's it mean to me?
posted by lunit on Aug 26, 2009 - 95 comments

The Stupid History of Health Insurance Regulation in the US

fxgillis at the League of Ordinary Gentlemen tells "the stupid history of how the stupid Supreme Court and a stupid Congress wound up saddling us with such a stupid system for regulating the insurance market." [more inside]
posted by cimbrog on Aug 22, 2009 - 9 comments

Hurry! Cash For Clunkers Ends Monday

What’s so special about the super cars that make people spend cosmic sums on a single car to buy it? Here are the Most Expensive Supercars: Exotic Showcase. Looking for cheap wheels? Here they are — the ten least-expensive 2009 cars on sale in America. But sticker price insn't everything; here are the 10 most and least expensive cars to insure.
posted by netbros on Aug 22, 2009 - 57 comments

A very good article on health care economics

How American Health Care Killed My Father After the needless death of his father, the author, a business executive, began a personal exploration of a health-care industry that for years has delivered poor service and irregular quality at astonishingly high cost. It is a system, he argues, that is not worth preserving in anything like its current form. And the health-care reform now being contemplated will not fix it. Here’s a radical solution to an agonizing problem. (via mr) [more inside]
posted by kliuless on Aug 18, 2009 - 144 comments

Where do you get your health insurance from?

A simple question shows how complex the issue is. Chris at "Cynical C" asks his fellow citizens where they get thier health care (insurance) from and the incredible diversity of the current options and situations is immediately apparent. Quite spontaneously (but surely not unexpectedly), the question of "How much does it cost you?" becomes an essential part of the answers. Outsiders opine and tell stories and commiserate. [more inside]
posted by sid abotu on Aug 4, 2009 - 117 comments

healthcare the safe way?

How Safeway Is Cutting Health-Care Costs - "At Safeway we believe that well-designed health-care reform, utilizing market-based solutions, can ultimately reduce our nation's health-care bill by 40%. The key to achieving these savings is health-care plans that reward healthy behavior... 70% of all health-care costs are the direct result of behavior... 74% of all costs are confined to four chronic conditions (cardiovascular disease, cancer, diabetes and obesity). Furthermore, 80% of cardiovascular disease and diabetes is preventable, 60% of cancers are preventable, and more than 90% of obesity is preventable." [1,2] cf. Wyden's Third Way & Healthcare CEOs Shoot Themselves in the Foot [more inside]
posted by kliuless on Jun 21, 2009 - 130 comments

“I want you to know I care deeply about your views”

Single-payer health care advocates arrested at Senate hearing. On May 5, 2009 advocates of a U.S. national health care program disrupted a Senate Finance Committee event to call for single-payer healthcare to be part of the discussion. The eight protesters were subsequently arrested. The protesters included representatives of Physicians for a National Health Program, which favors the The United States National Health Care Act, H.R. 676. Committee Chair Max Baucus (D - Montana), who has received more money in contributions from health insurance companies than any other member of Congress, favors requiring Americans to purchase private health insurance from those companies. Baucus, who has previously said that single-payer is "off the table," responded to the doctors and their fellow activists with, “I want you to know I care deeply about your views," and then, "we need more police [to eject protesters]."
posted by univac on May 6, 2009 - 146 comments

Your death is his bonus

The diagnosis was only the first shock. The second came a few weeks later, in an Aug. 5 letter from Pat's health-insurance company. For six years — since losing the last job he had that provided medical coverage — Pat had been faithfully paying premiums to Assurant Health, buying a series of six-month medical policies, one after the other, always hoping he would soon find a job that would include health coverage. Until that happened, "unexpected illnesses and accidents happen every day, and the resulting medical bills can be disastrous," Assurant's website warned. "Safeguard your financial future with Short Term Medical temporary insurance. It provides the peace of mind and health care access you need at a price you can afford." [But] diagnosing and treating an illness may not fall neatly into six-month increments. While Pat had been continuously covered since 2002 by the same company, Assurant Health, each successive policy treated him as a brand-new customer. In looking back over Pat's medical records, the company noticed test results from December, eight months earlier. Though Pat's doctors didn't determine the precise cause of the problem until the following July, his kidney disease was nonetheless judged a "pre-existing condition" — meaning his insurance wouldn't cover it, since he was now under a different six-month policy from the one he had when he got those first tests..... I tried to talk to Assurant for this story. Its only response was a written statement from Scott Krienke, senior vice president for product lines: "Due to privacy regulations, we cannot discuss the specifics of any of our customers' coverage."

posted by orthogonality on Mar 6, 2009 - 243 comments

Iggy Gone Wrong

A car insurer admitted it refuses to cover musicians despite featuring Iggy Pop in its advertisements. (via The Morning News)
posted by Stephen Elliott on Feb 23, 2009 - 47 comments

Sombody Deserves a Break Today

Be a hero on your own time (VIDEO) When McDonald's employee Nigel Haskett interceded to stop a man who was beating a woman in the restaurant, the assailant went outside, retrieved a gun from his car and shot Haskett – “multiple times,” as the employee stood at the door to keep the assailant from re-entering the restaurant. $300,000 in medical bills later, McDonald's insurance says no dice: "we have denied this claim in its entirety as it is our opinion that Mr. Haskett's injuries did not arise out of or within the course and scope of his employment."
posted by thisisdrew on Feb 19, 2009 - 104 comments

Gorilla Hospitals

The invisible hand of the Free Market guides insurance payments to hospitals "Call it the best-kept secret in Massachusetts medicine: Health insurance companies pay a handful of hospitals far more for the same work even when there is no evidence that the higher-priced care produces healthier patients. In fact, sometimes the opposite is true: Massachusetts General Hospital, for example, earns 15 percent more than Beth Israel Deaconess Medical Center for treating heart-failure patients even though government figures show that Beth Israel has for years reported lower patient death rates."
posted by Kirth Gerson on Nov 19, 2008 - 29 comments

"It seems like a money-saving exercise," she said. "If a patient dies, tough."

£35,000-a-year kidney cancer drugs too costly for NHS: Sutent offers to extend a kidney or GIST cancer patient's life by about 26 months, but the British NHS refuses to fund it, citing "marginal benefit at quite often an extreme cost."
posted by anotherpanacea on Nov 17, 2008 - 47 comments

A day at the fair

You may remember Stan Brock from as the British anaconda wrangler from Mutual of Omaha's Wild Kingdom (top right video). These days he runs Remote Area Medical, a volunteer airborne relief corps that brings medical, dental, and educational assistance to remote areas of the world. Every year, they go to remote Appalachian Virginia, a one day drive from Washington DC, for a 3 day event at the fairgrounds.
posted by oneirodynia on Nov 9, 2008 - 10 comments

The Prognosis, Doc?

Two years since Massachusetts instituted major statewide healthcare reform, the statistics are coming in. 340,000 residents, roughly half the state's previously uninsured, are now insured. The state says that 95% of its population is now covered, based on Department of Revenue estimates. However, a large portion of them are enrolled through state-subsidized insurance programs, and those program's rate of enrollment have far outpaced estimates. This has led lawmakers to forsee a budget shortfall. Premiums and co-pays are going up, cigarette taxes have increased, and a cost control proposal is making its way through the legislature. Assessments have been all over the map.
posted by Weebot on Jul 2, 2008 - 79 comments

Life Lock's CEO Identity Stolen

Life Lock CEO's Identify Stolen Remember all those commercials recently tell us to steal Life Lock's CEO Todd Davis' Identity? Well seems as though someone did.
posted by DJWeezy on May 28, 2008 - 42 comments

But Officer ...

The Unofficial Guide to the DMV ― This web site was created to provide easy-to-access information and resources for all your Department of Motor Vehicles needs for all 50 states. Details about driver’s licenses, driving records and ID cards, as well as vehicle registrations, title transfers, bills of sale and smog checks are available here. [more inside]
posted by netbros on May 11, 2008 - 12 comments

Many Retirees May Lose Benefit From Employers

The Equal Employment Opportunity Commission said Wednesday that employers could reduce or eliminate health benefits for retirees when they turn 65 and become eligible for Medicare without violating the Age Discrimination in Employment Act [more inside]
posted by brevator on Dec 26, 2007 - 80 comments

Closer to the heart

"In 2003, Americans spent an estimated US$5,635 per capita on health care, while Canadians spent US$3,003... Canada’s single-payer system, which relies on not-for-profit delivery, achieves health outcomes that are at least equal to those in the United States at two-thirds the cost." What do wealthy, educated Americans living in Canada think?
posted by Blazecock Pileon on Jul 3, 2007 - 137 comments

Elect Susie!

Millions of uninsured children in this country. Even with public assistance, they teeter on the brink of a catastrophic illness. What's the answer? Elect Susie!
posted by Mur on May 17, 2007 - 33 comments

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