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kliuless (9)
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Bouncer turned Businessman

The nightclub insurer promised to fight for its clients — its promotional material shows a man socked in the face with a boxing glove. But founder Jeffrey B. Cohen fights everything. He went after competitors, clients, former employees and even neighbors, filing dozens of lawsuits around the country. The Reisterstown man once sought a restraining order to keep a rival company from attending an adult industry convention.
posted by josher71 on Jul 21, 2014 - 13 comments

What "Up" Did In Ten Minutes, We Can Do In Three

We've looked before at the trend of tear jerking commercials in Thailand. They are still at it, with this, and this, and this, and--oh God--this.
posted by Pater Aletheias on Jul 4, 2014 - 27 comments

Risky Business

The Economic Risks of Climate Change in the United States (PDF); prospectus (PDF); press coverage (YT) - "The signature effects of human-induced climate change—rising seas, increased damage from storm surge, more frequent bouts of extreme heat—all have specific, measurable impacts on our nation's current assets and ongoing economic activity. [The report] uses a standard risk-assessment approach to determine the range of potential consequences for each region of the U.S.—as well as for selected sectors of the economy—if we continue on our current path..." [more inside]
posted by kliuless on Jun 24, 2014 - 34 comments

US health care ranked last among 11 developed countries

How the U.S. Health Care System Compares Internationally - "The United States health care system is the most expensive in the world, but this report and prior editions consistently show the U.S. underperforms relative to other countries on most dimensions of performance. Among the 11 nations studied in this report—Australia, Canada, France, Germany, the Netherlands, New Zealand, Norway, Sweden, Switzerland, the United Kingdom, and the United States—the U.S. ranks last, as it did in the 2010, 2007, 2006, and 2004 editions of Mirror, Mirror. Most troubling, the U.S. fails to achieve better health outcomes than the other countries, and as shown in the earlier editions, the U.S. is last or near last on dimensions of access, efficiency, and equity." [full report (pdf)] [more inside]
posted by kliuless on Jun 17, 2014 - 71 comments

More like the Internet of Surveillance

The more the Internet of Things knows about you, the more that insurance companies are able to slurp that data and incentivize you to walk the straight and narrow. [more inside]
posted by Bella Donna on May 27, 2014 - 48 comments

who ... ventures to live only by the aid of the Mutual Insurance Company

Risk Sharing
The furious to-do about Obamacare has obscured a basic fact about modern Americans: most of us, certainly the middle class, are sheltered by a complex web of insurance. Some insurance coverage is privately provided, such as life, accident, fire, flood, travel, liability, burial, and consumer product insurance. And some is government-provided or -required: Social Security, Medicare, unemployment, bank deposit, car, health, mortgage, food, crop, disaster insurance, and so on. All of these, without which American middle-class life as we know it would not be recognizable, are relatively recent developments.
[more inside]
posted by the man of twists and turns on Apr 2, 2014 - 15 comments

Why I’m Jealous of My Dog’s Insurance

Why I’m Jealous of My Dog’s Insurance (SLNYT)
posted by deathpanels on Mar 26, 2014 - 115 comments

Congress examines single-payer healthcare EEK SOCIALISM!!!

Six years ago, PBS's feature documentary program, Frontline, aired Sick Around the World, a documentary examining health care systems around the world -- and specifically how all those featured were generally superior to the American system. (2008 MeFi post) Today, the American Senate subcommittee on primary health and aging brought the debate over single-payer care to Washington. C-SPAN has a fine video of the hearing, which features seven witness representing health care systems and think tanks from around the US and the world. [more inside]
posted by greatgefilte on Mar 12, 2014 - 57 comments

How Obama's tech team saved his presidency a second time

Inside the Nightmare Launch of HealthCare.Gov - "Unknown to a nation following the fiasco, McDonough's assignment from the President had boiled down to something more dire than how to fix the site. As the chief of staff remembers his mission, it was 'Can it be patched and improved to work, or does it need to be scrapped to start over? He wanted to know if this thing is salvageable.' Yes, on Oct. 17, the President was thinking of scrapping the whole thing and starting over." (previously) [more inside]
posted by kliuless on Mar 3, 2014 - 120 comments

Life After Jan. 1

As a result of new coverage under the ACA, many previously uninsured people in eastern Kentucky are giving the nation a glimpse of life under the new health care law.
posted by reenum on Feb 3, 2014 - 132 comments

Obamacare "horror stories"

"Obamacare horror stories" where innocent citizens are losing their insurance and being forced to pay astronomical costs for new plans on the exchanges are being reported by some media outlets. The problem is that most of these stories don't survive further scrutiny. [more inside]
posted by reenum on Jan 7, 2014 - 129 comments

The government “shall not substantially burden a person’s exercise of re

Yesterday, the Supreme Court announced that it will hear two challenges to the Affordable Care Act's mandate that women's contraception must be covered. The cases, Sebelius v. Hobby Lobby Stores, Inc. and Conestoga Wood Specialties Corp. v. Sebelius, ask the Court to focus on whether the pregnancy-related care coverage can be enforced against profit-making companies — or their individual owners — when the coverage contradicts privately held religious beliefs. [more inside]
posted by roomthreeseventeen on Nov 27, 2013 - 214 comments

The Ultimate (Frisbee) Argument For Visiting Healthcare.gov

John Hodgman posted about the ACA, which led his followers to tweet him about the various health problems they had encountered and the effect insurance or a lack thereof had to their lives. Hodgman retweeted many of the stories from people in their 20's and then posted 17 reasons for young people to get insured to his blog.
posted by reenum on Oct 9, 2013 - 189 comments

"October is a fine and dangerous season in America"

Happy Political Clusterf*ck Day (U.S.)! In one corner: the first federal government shutdown since 1996, born of the House GOP/Tea Party faction's crusade to delay, defund, and destroy Obamacare (and the Democratic Senate and President's resolve to not do that). "Continuing resolutions" have ping-ponged between the two houses, fighting over language to cancel healthcare reform (plus a few other items, such as the implementation of Mitt Romney's entire economic agenda). National parks are closed, contractors are hamstrung, and 800,000 federal workers furloughed until Speaker Boehner drops the "Hastert Rule" and passes a bill the other branches can agree to. In the other corner, heedless of the chaos (though not without glitches of its own): the official rollout of the Affordable Care Act and its state insurance exchanges. The portal at Healthcare.gov is your one-stop shop for browsing, comparing, and purchasing standardized, regulated insurance coverage with premium rebates, guaranteed coverage, and expanded Medicaid for the poor (in some states). A crazy day, overall -- but peanuts compared to what might happen if the debt ceiling is breached in 16 days. [more inside]
posted by Rhaomi on Oct 1, 2013 - 2207 comments

Distance equation

  1. It is strange, in my opinion, that the insurance market has evolved so, that so few individuals understand the fundamentals of the medical insurance plans they are insured under."
  2. Among the 19% polled who are uninsured, nearly four in 10 don't realize the law requires them to get health insurance next year. Among young people, whose participation is seen as crucial for the exchanges to work, just 56% realize there's a mandate to be insured or face a fine.
  3. Health policy is an extremely personal and complicated topic... Observing historical patterns of attempted healthcare reform and backlash towards these reforms, we may begin to understand what is keeping such a prominent and promising nation from enlisting a social contract of health.

posted by four panels on Sep 26, 2013 - 172 comments

Your Annual Fantasy Football Post

Fantasy football is back, and this year brings with it the rise of Fantasy Football Insurance. Marketplace explains. [more inside]
posted by DynamiteToast on Sep 5, 2013 - 25 comments

A salt assault

How to Charge $546 for Six Liters of Saltwater - a brief story of the humble bag of saline solution given intravenously at ERs and hospitals, and how one unit of it can be marked up from 86 cents to $91 when given to patients
posted by Blazecock Pileon on Aug 27, 2013 - 69 comments

Sick Costs.

John Green: "Why Are Americans Health Care Costs So High?" A quick, handy little overview of common misconceptions on the US healthcare system. (SLYT)
posted by The Whelk on Aug 22, 2013 - 73 comments

"Elites preying on the weak, the gullible, the marginal, the poor."

"We condition the poor and the working class to go to war. We promise them honor, status, glory, and adventure. We promise boys they will become men. We hold these promises up against the dead-end jobs of small-town life, the financial dislocations, credit card debt, bad marriages, lack of health insurance, and dread of unemployment. The military is the call of the Sirens, the enticement that has for generations seduced young Americans working in fast food restaurants or behind the counters of Walmarts to fight and die for war profiteers and elites."
-- War is Betrayal. Persistent Myths of Combat, an essay by Chris Hedges of Truthdig. Responses within. [more inside]
posted by zarq on Aug 9, 2013 - 57 comments

"We’re going from Bergdorf’s to Filene's here."

The New York Times is reporting that state health insurance regulators have approved 2014 prices for individual health insurance (SLNYT) in New York State that are on average 50% lower than 2013 rates. [more inside]
posted by medusa on Jul 17, 2013 - 149 comments

"Government was created in this equal footing for men and women."

"The country has cheaper medical care, smarter children, happier moms, better working conditions, less-anxious unemployed people, and lower student loan rates than we do. And that probably will never change." In The Atlantic, a comparison of some of the socio-economic aspects of Finland and the USA. [more inside]
posted by Wordshore on Jul 11, 2013 - 55 comments

the CBO on elderly demographics and long-term care

Rising Demand for Long-Term Services and Supports for Elderly People (pdf, 574 kb) - "By 2050, one-fifth of the total U.S. population will be elderly (that is, 65 or older), up from 12 percent in 2000 and 8 percent in 1950. The number of people age 85 or older will grow the fastest over the next few decades, constituting 4 percent of the population by 2050, or 10 times its share in 1950. That growth in the elderly population will bring a corresponding surge in the number of elderly people with functional and cognitive limitations."
posted by kliuless on Jun 27, 2013 - 18 comments

Goodbye, Miami [?]

"By century's end, rising sea levels will turn the nation's urban fantasyland into an American Atlantis. But long before the city is completely underwater, chaos will begin (1Page) [more inside]
posted by stbalbach on Jun 24, 2013 - 191 comments

"A law should serve the people, but it didn't protect me."

In Korea, Changes in Society and Family Dynamics Drive Rise in Elderly Suicides - "The epidemic is the counterpoint to the nation's runaway economic success, which has worn away at the Confucian social contract that formed the bedrock of Korean culture for centuries." [more inside]
posted by kliuless on Mar 4, 2013 - 23 comments

"So far, it’s chaos. It’s hard to evaluate how widespread this is."

“Compliance with treatment is a sketchy thing to begin with,” said Sam Muszynski, director of the office of health care systems and financing for the American Psychiatric Association. He fears that financial fallout may force some providers to disrupt care, leaving mentally unstable patients on their own temporarily -- or longer. “All it takes is one missed appointment,” he added. Changes instituted on January 1 to insurance claims codes have glitched the system by which mental health professionals get paid - prompting fear that many will have to stop providing care. More information on the changes to the codes.
posted by jbickers on Feb 7, 2013 - 8 comments

She might've called it Getyouracttogether.org, but she changed one word.

Get Your Shit Together helps you do what it says on the tin. After her husband died in a 2009 bike accident, Chanel Reynolds created the site as a step-by-step toolkit to help keep track of important life documents and tasks. Four days after its launch, the New York Times got in on the action. [more inside]
posted by Madamina on Feb 6, 2013 - 28 comments

Cat Bites Man. Hospital Charges $55k.

Call it the $55,000 cat bite.
posted by Kitty Stardust on Jan 28, 2013 - 205 comments

The Costs and Solutions to American Health Care

Three excerpts from David Goldhill's new book on American health care:

Part One: Focus on Health-Care Costs Causes More Spending

Part Two: Obamacare Math Doesn't Add Up to a Healthier U.S.

Part Three: To Fix Health Care, Turn Patients Into Customers [more inside]
posted by hopeless romantique on Jan 7, 2013 - 109 comments

If Only T. Boone Pickens Had Died

T. Boone Pickens and other wealthy, elderly Oklahoma State alums decided to participate in a scheme named "Call of a Lifetime", where they would allow the university to take out $10 million life insurance policies on them. What could go wrong?
posted by reenum on Oct 7, 2012 - 66 comments

The Complicated Realities of Reproductive Choice

Knocked Over: On Biology, Magical Thinking and Choice “Spare me the self-help bullshit,” I snarled at my sister while I sat, snot-nosed and gasping, behind a gas station off I-88 on my way home from Iowa. “Life isn’t Eat, Pray, Love. If you try to turn this into a teachable moment I will fucking scream.”
posted by apricot on Sep 2, 2012 - 87 comments

Buying a Kick in the Face

My Sister Paid Progressive Insurance to Defend Her Killer In Court: After a Baltimore car accident between an insured and an underinsured driver left the insured driver dead, Progressive Insurance took up the defense of the underinsured driver against their own policy-holder. [more inside]
posted by Ice Cream Socialist on Aug 14, 2012 - 251 comments

Tie game. Bottom of the 9th. Bases loaded. Two outs. Three balls. Two strikes. And the pitch...

In less than an hour, the Supreme Court will hand down its final judgment in what has become one of the most crucial legal battles of our time: the constitutionality of President Obama's landmark health care reform law. The product of a strict party line vote following a year century of debate, disinformation, and tense legislative wrangling, the Affordable Care Act would (among other popular reforms) require all Americans to buy insurance coverage by 2014, broadening the risk pool for the benefit of those with pre-existing conditions. The fate of this "individual mandate," bitterly opposed by Republicans despite its similarity to past plans touted by conservatives (including presidential contender Mitt Romney) is the central question facing the justices today. If the conservative majority takes the dramatic step of striking down the mandate, the law will be toothless, and in danger of wholesale reversal, rendering millions uninsured, dealing a crippling blow to the president's re-election hopes, and possibly endangering the federal regulatory state. But despite the pessimism of bettors, some believe the Court will demur, wary of damaging its already-fragile reputation with another partisan 5-4 decision. But those who know don't talk, and those who talk don't know. Watch the SCOTUSblog liveblog for updates, Q&A, and analysis as the truth finally comes out shortly after 10 a.m. EST.
posted by Rhaomi on Jun 28, 2012 - 1173 comments

My breast has fallen off. Can you reattach it?

Since she is not truly an emergency patient, she is triaged to the back of the line, and other folks, those in immediate distress, get in for treatment ahead of her. She waits on a gurney in a cavernous green hallway. The “chief complaint” on her chart at Grady Memorial Hospital, in Downtown Atlanta, might have set off a wave of nausea in a hospital at a white suburb or almost any place in the civilized world. It reads, “My breast has fallen off. Can you reattach it?” (via Boing Boing) [more inside]
posted by Joe in Australia on Apr 24, 2012 - 103 comments

Insurance. The numbers just. Don't. Work.

Kevin Zelnio is a science writer with a degree in marine biology. He is the father of two children. And, like many in this country, he has no insurance. Earlier this week, his 6 year-old developed pneumonia.This is his account of what happened.
posted by Laminda on Feb 11, 2012 - 201 comments

Five Square Centimetres

Dog Poop Insurance is a product that would potentially be available for a single-premium at the time of purchasing your new shoes.
posted by gman on Jan 23, 2012 - 15 comments

The durable Mike Malloy

In 1933, Anthony Marino, Joe Murphy, Frank Pasqua and Dan Kriesberg decided to make money by taking out life insurance on drunks and then letting the victims drink themselves to death. Then they encountered Mike Malloy...
posted by reenum on Nov 11, 2011 - 17 comments

Claim Denied: class 4 zombie attacks are considered an act of god

Worried about paying for shotgun shells and chainsaw lubricant when the zombies eventually come? Zombie Apocolypse Insurance Company, LLC (ZAICO) has you covered. [more inside]
posted by Terminal Verbosity on Sep 23, 2011 - 21 comments

The Museum of Insurance

There's some fascinating engraving and illustration to be seen at the Museum of Insurance. (Better than watching paint dry. Seriously)
posted by OmieWise on Sep 22, 2011 - 9 comments

Insurance for Insurers

"Reinsurance" is what you do when you want to invest several billion dollars all at once. The top 25 reinsurers in the US together wrote about $27 billion in premium in 2010. Reinsurers are constantly looking for ways to manage their exposure to risk, particularly after Sept. 11, 2001 and Hurricane Katrina. [more inside]
posted by valkyryn on Sep 2, 2011 - 60 comments

Silence of Love

Silence of Love from Thai Life Insurance. An advertisement designed to break your heart. And it does. (Possible triggers, via The Browser) [more inside]
posted by Ahab on Aug 17, 2011 - 65 comments

Women's health care: now without co-pays

Effective January 1, 2013, United States insurers will now be required to make a variety of medical procedures and medications available without copay as part of President Barack Obama's Affordable Care Act. Although the availability of prescribed birth control without copay is likely to have the widest effect, the plan also includes breast pumps for nursing mothers, an annual well-woman examination, and testing for gestational diabetes and the virus that causes cervical cancer, as well as other services related to women's health. [more inside]
posted by catlet on Aug 1, 2011 - 110 comments

Not the insurance you're looking for

Bank of America has allegedly engaged in mortgage fraud, according to an Anonymous website. The first batch of leaked emails appear to show that bank employees were trying to hide documents from regulators. The emails are put into context on the website Seeking Alpha which explains that they refer to the use of force-placed insurance to increase mortgage servicers' profits through kickbacks from insurers - a practice which has just been forbidden under a settlement imposed by the US' states attorneys general. [more inside]
posted by Joe in Australia on Mar 15, 2011 - 93 comments

Davids can take down Goliaths

Philly Homeowner Declares He's 'Foreclosed' on Wells Fargo, and how he has their full attention. [more inside]
posted by bwg on Feb 20, 2011 - 34 comments

Choose Life.

It's Only Rape if They Say So House Republicans decide to fight abortion access by redefining rape.
posted by emjaybee on Jan 28, 2011 - 168 comments

Gun liability insurance

Is gun liability insurance on the horizon? The idea that gun owners should have liability insurance for their firearms is rarely a political issue, but can no-fault insurance for certain guns stay clear of the second amendment?
posted by Brian B. on Jan 16, 2011 - 125 comments

Pre-authorization for mental health policy only lasted 5 days

If you are a BCBS IL PPO large group policy holder with mental health benefits, you probably received a letter stating you were required to obtain pre-authorization for your visits. By doing so this could subject you to a change in care, a denial of care, and/or limits in visits. But if you follow mental health laws, Federal law states that limits/pre-authorization should not apply if your core medical coverage does not require such hoops. Well that fight was won after 6 days. The preauthorization has been lifted.
posted by stormpooper on Jan 6, 2011 - 15 comments

Getting what we pay for

Per capita US spending on health care in 2008 exceeded $7500-- more than any other OECD nation, half again the spending of the runner-up [PDF], and double its spending in 1990. Why? Aaron Carroll of the Incidental Economist explains in 12 parts. [more inside]
posted by nathan v on Dec 3, 2010 - 41 comments

mutuelles des fraudeurs

Paris Metro's cheaters say solidarity is the ticket. Scofflaws who jump the turnstiles or enter through the exits of the Paris public transit system have formed mutuelles des fraudeurs — insurance funds that pay the fine if they get caught.
posted by hat on Jun 23, 2010 - 67 comments

Coming Out Insurance

"When we found out Bobby Jay was gay, we was terrified we'd lose our beautiful home." Because having a gay child can be very expensive.
posted by hippybear on Apr 12, 2010 - 81 comments

Lessons of a $618,616 Death

Lessons of a $618,616 Death
posted by Joe Beese on Mar 8, 2010 - 74 comments

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