Dog Poop Insurance is a product that would potentially be available for a single-premium at the time of purchasing your new shoes.
posted by gman
on Jan 23, 2012 -
15 comments
In 1933, Anthony Marino, Joe Murphy, Frank Pasqua and Dan Kriesberg decided to make money by taking out life insurance on drunks and then letting the victims drink themselves to death.
Then they encountered Mike Malloy...
posted by reenum
on Nov 11, 2011 -
17 comments
Effective January 1, 2013, United States insurers will now be required to make
a variety of medical procedures and medications available without copay as part of President Barack Obama's Affordable Care Act. Although the availability of prescribed birth control without copay is likely to have the widest effect, the plan also includes breast pumps for nursing mothers, an annual well-woman examination, and testing for gestational diabetes and the virus that causes cervical cancer, as well as other services related to women's health.
[more inside]
posted by catlet
on Aug 1, 2011 -
110 comments
"Early in the Iraq War, it cost taxpayers $100,000 per year to insure a civilian contractor who was paid $100,000 per year. So the insurance was the same amount as the salary."
"Another very peculiar part of this particular story is that because of another law, the U.S. actually reimburses the insurance companies for any civilians who are injured in a combat situation. So at the very end, the insurance company will ultimately submit the bill to the U.S. government, and they will get paid back for any injury involving a combat wound."
"Let me ask a stupid question:
What is the point of the insurance company if taxpayers are paying for the premium and then also paying for the medical bill?"
[more inside]
posted by webhund
on Jan 12, 2010 -
51 comments
How American Health Care Killed My Father After the needless death of his father, the author, a business executive, began a personal exploration of a health-care industry that for years has delivered poor service and irregular quality at astonishingly high cost. It is a system, he argues, that is not worth preserving in anything like its current form. And the health-care reform now being contemplated will not fix it. Here’s a radical solution to an agonizing problem. (via
mr)
[more inside]
posted by kliuless
on Aug 18, 2009 -
144 comments
A simple question shows how complex the issue is. Chris at "Cynical C" asks his fellow citizens where they get thier health care (insurance) from and the incredible diversity of the current options and situations is immediately apparent. Quite spontaneously (but surely not unexpectedly), the question of "How much does it cost you?" becomes an essential part of the answers. Outsiders opine and tell stories and commiserate.
[more inside]
posted by sid abotu
on Aug 4, 2009 -
117 comments
How Safeway Is Cutting Health-Care Costs - "At Safeway we believe that well-designed health-care reform, utilizing market-based solutions, can ultimately reduce our nation's health-care bill by 40%. The key to achieving these savings is health-care plans that reward healthy behavior... 70% of all health-care costs are the direct result of behavior... 74% of all costs are confined to four chronic conditions (cardiovascular disease, cancer, diabetes and obesity). Furthermore, 80% of cardiovascular disease and diabetes is preventable, 60% of cancers are preventable, and more than 90% of obesity is
preventable." [
1,
2] cf.
Wyden's Third Way &
Healthcare CEOs Shoot Themselves in the Foot [more inside]
posted by kliuless
on Jun 21, 2009 -
130 comments
Single-payer health care advocates arrested at Senate hearing. On May 5, 2009 advocates of a U.S. national health care program
disrupted a Senate Finance Committee event to call for single-payer healthcare to be part of the discussion. The eight protesters were subsequently
arrested. The protesters included representatives of
Physicians for a National Health Program, which favors the
The United States National Health Care Act, H.R. 676. Committee Chair Max Baucus (D - Montana), who has received
more money in contributions from health insurance companies than any other member of Congress,
favors requiring Americans to purchase private health insurance from those companies. Baucus, who has previously said that single-payer is "
off the table," responded to the doctors and their fellow activists with, “I want you to know I care deeply about your views," and then, "we need more police [to eject protesters]."
posted by univac
on May 6, 2009 -
146 comments
The diagnosis was only the first shock. The second came a few weeks later, in an Aug. 5 letter from Pat's health-insurance company. For six years — since losing the last job he had that provided medical coverage — Pat had been faithfully paying premiums to Assurant Health, buying a series of six-month medical policies, one after the other, always hoping he would soon find a job that would include health coverage. Until that happened, "unexpected illnesses and accidents happen every day, and the resulting medical bills can be disastrous," Assurant's website warned. "Safeguard your financial future with Short Term Medical temporary insurance. It provides the peace of mind and health care access you need at a price you can afford."
[But] diagnosing and treating an illness may not fall neatly into six-month increments. While Pat had been continuously covered since 2002 by the same company, Assurant Health, each successive policy treated him as a brand-new customer. In looking back over Pat's medical records, the company noticed test results from December, eight months earlier. Though Pat's doctors didn't determine the precise cause of the problem until the following July, his kidney disease was nonetheless judged a "pre-existing condition" — meaning his insurance wouldn't cover it, since he was now under a different six-month policy from the one he had when he got those first tests..... I tried to talk to Assurant for this story. Its only response was a written statement from Scott Krienke, senior vice president for product lines: "Due to privacy regulations, we cannot discuss the specifics of any of our customers' coverage."
posted by orthogonality
on Mar 6, 2009 -
243 comments
Be a hero on your own time (VIDEO) When McDonald's employee Nigel Haskett
interceded to stop a man who was beating a woman in the restaurant, the assailant went outside, retrieved a gun from his car and shot Haskett – “multiple times,” as the employee stood at the door to keep the assailant from re-entering the restaurant. $300,000 in medical bills later, McDonald's insurance says no dice: "we have denied this claim in its entirety as it is our opinion that Mr. Haskett's injuries did not arise out of or within the course and scope of his employment."
posted by thisisdrew
on Feb 19, 2009 -
104 comments
The invisible hand of the Free Market guides insurance payments to hospitals "Call it the best-kept secret in Massachusetts medicine: Health insurance companies pay a handful of hospitals far more for the same work even when there is no evidence that the higher-priced care produces healthier patients. In fact, sometimes the opposite is true: Massachusetts General Hospital, for example, earns 15 percent more than Beth Israel Deaconess Medical Center for treating heart-failure patients even though government figures show that Beth Israel has for years reported lower patient death rates."
posted by Kirth Gerson
on Nov 19, 2008 -
29 comments
Two years since Massachusetts instituted major statewide
healthcare reform, the
statistics are coming in.
340,000 residents, roughly half the state's previously uninsured, are now insured. The state says that
95% of its population is now covered, based on Department of Revenue estimates. However, a large portion of them are enrolled through state-subsidized insurance programs, and those program's rate of enrollment have far
outpaced estimates. This has led lawmakers to forsee a budget
shortfall. Premiums and co-pays are going
up, cigarette taxes have
increased, and a
cost control proposal is making its way through the legislature. Assessments
have been all over the map.
posted by Weebot
on Jul 2, 2008 -
79 comments
Massachusetts is about to pass a "nearly" universal health care plan. It's an ambitious and innovative piece of public policy that mixes tax incentives to insure yourself if you can afford it to direct government subsidies to health care insurers to help cover the poor. Businesses will be fined if they are not going to cover their workers. It still does not cover escalating costs or malpractice wildness. And, it still will leave 5% uncovered. Nor, is it the plan specifically endorsed by
Physicians for a National Health Plan (who favor a single payer system) or the
AMA (who favor much greater reform of insurance providers). Still, it's a start from making us "the only industrialized nation in the world" to not, well you know.....
posted by narebuc
on Apr 5, 2006 -
71 comments
It Only Takes A Second is the name of this 1996 industrial film from Federated Mutual Insurance. Essentially 3 straight minutes of chaotic on the job accidents geared towards terrifying the customers into being more careful (and thus more profitable), it may be my favorite industrial film ever.
link goes to embedded QT video
posted by jonson
on Feb 21, 2006 -
64 comments
