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13 posts tagged with lending. (View popular tags)
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Always a Borrower or a Lender Be

"Douglas County Model" gives libraries new e-book leverage — The public library system in Douglas County, where bedroom suburbs rub shoulders with century-old ranches, might seem an unlikely game-changer in the world of publishing. But the county's innovative e-book lending platform, which aims to flip the dynamic between publishers and libraries, is giving hope to cash-strapped libraries from Alaska to Australia that they'll be able to offer more electronic material to users, for less money. From The Denver Post, 11/21/2013.
posted by cenoxo on Nov 22, 2013 - 14 comments

"What we’re doing is preventing them from being able to get signatures"

Payday lenders target the working poor with quick loans at exorbitant interest rates. When a ballot initiative drive in Missouri threatened this lucrative business, the payday lenders fought back with everything they had--their money. A ProPublica report, published yesterday in the St. Louis Post-Dispatch documents the web of secret donations and intimidation that smothered the reform movement.
posted by Horace Rumpole on Aug 3, 2013 - 59 comments

Librarians are doing it for themselves

What really concerns librarians; what do they discuss when they self-organise and decide for themselves? After the inaugural UK event, the second UK Librarycamp, with around 200 attendees, was recently held; reflections by Frank Norman, Carolin Schneider [1] [2], Sarah Wolfenden, Amy Faye Finnegan, Shambrarian Knights, Michelle, Jennifer Yellin, Jenni Hughes, Bookshelf Guardian, Amy Cross-Menzies and Simon Barron, and by one of the organisers. [more inside]
posted by Wordshore on Nov 1, 2012 - 10 comments

Sign, drive, default, repossess and resell

In this little-known but fast-growing corner of the auto market, dealers command premium prices for road-worn vehicles and finance the sales at interest rates that can top 30%.
posted by sf9719 on Oct 31, 2011 - 66 comments

Subprime microcredit?

India's microcredit industry may be near to collapse [more inside]
posted by Forktine on Nov 17, 2010 - 54 comments

This Pony Does a Trick

Return My Pants! There is no "About" page, or FAQ, or even site directions. You have two choices: Lend or Borrow.
posted by cjorgensen on Sep 15, 2009 - 31 comments

bankers with a herd mentality?

Sodnomdarjaa Khaltarkhuu never expected to be a metaphor for the far-reaching impacts of the financial downturn.
posted by Pants! on Apr 20, 2009 - 5 comments

Libor in the LRB

"The calculation of Libor is co-ordinated by just two people, who work in an unremarkable open-plan office in London’s Docklands .. They do this electronically, but sometimes the co-ordinators make a phone call to a bank that hasn’t sent in its estimates, and if the latter seem implausible – typos, for example, are fairly common – they’re checked, also with a quick call: ‘Hi there, is the Kiwi chap [provider of the estimates for borrowing New Zealand dollars] about? . . . Bit of a spread on the two month. Everyone else is coming in a good bit under that.’" Calculating the Libor and how London became the center of the international money markets, from the LBR.
posted by geoff. on Sep 23, 2008 - 12 comments

What's up at the Fed?

A fairly lucid description of recent actions of the Federal Reserve.
posted by landis on Aug 17, 2007 - 86 comments

Sub-prime blues

For those of you who haven't been following The Mortgage Lender Implode-O-Meter and other purveyors of financial and real estate schadenfreude, the sub-prime mortgage market is in some serious trouble. The stock charts of the likes of New Century Financial and Fremont say a lot, although BusinessWeek and MarketWatch have been helpful in explaining. Is there really fraud in 70% of early payment defaults? I know traders are given to hyperbole, but Goldman Sachs and Merrill Lynch as "almost junk"?
posted by Adamchik on Mar 5, 2007 - 55 comments

Can I borrow a fiver? No? How about a grand?

Prosper is people-to-people money lending online. [via fosfor]
posted by goodnewsfortheinsane on Mar 7, 2006 - 27 comments

Export Credit Agencies--The Secret Engine of Globalization

Worse Than the World Bank? Export Credit Agencies--The Secret Engine of Globalization The amount of investment that export credit agencies (ECA) support worldwide is significantly greater than the total amount of lending from the World Bank, IMF and all other multilateral institutions combined. ECA's account for the single biggest component of developing country debt and half of all new greenhouse gas-emitting industrial projects in developing countries have some sort of ECA support. Investments in places like Guatemala, South Africa, Pakistan, Chile [PDF], have had unacceptable social, environmental and economic consequences. Administered or backed by a government, an ECA uses taxpayer money to make it cheaper and less risky for domestic corporations to export or invest overseas. ECAs privatize the profit and socialize the risk while negatively impacting indigenous cultures and enironments, all with little or no governmental oversight or public awareness of the matter. So what can we do about it? [PDF]
posted by faux ami on Nov 26, 2004 - 14 comments

The problem isn't too much greed, but too much cowardly greed.

The problem isn't too much greed, but too much cowardly greed. "Spineless lenders, weak-kneed investors and meddling regulators intent on reducing risk pose a greater threat to the global economy than the volatile financial markets... 'The critic's image of the global financial markets as a giant casino is wrong," [writes British financial writer Daniel Ben-Ami], 'On the contrary, the modern financial markets are more often characterized by a fear of risk-taking than a reckless disregard for danger.'"
posted by tranquileye on Aug 2, 2001 - 6 comments

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