Policies also cover dogs, doves, and rabbits
June 9, 2015 8:01 PM Subscribe
Even clowns need insurance. Sadly, they do not appear to call it "clownsurance."
You know what's really sad, though? Clowns without insurance.
You think about that, Etrigan.
posted by clockzero at 8:26 PM on June 9, 2015 [4 favorites]
You think about that, Etrigan.
posted by clockzero at 8:26 PM on June 9, 2015 [4 favorites]
Look here people, liability for clowns is no laughing matter.
posted by Samizdata at 8:29 PM on June 9, 2015 [1 favorite]
posted by Samizdata at 8:29 PM on June 9, 2015 [1 favorite]
You'd think the hypnotists could convince the underwriters to cover them.
posted by ogooglebar at 8:36 PM on June 9, 2015
posted by ogooglebar at 8:36 PM on June 9, 2015
It still won't cover floods.
posted by the uncomplicated soups of my childhood at 8:41 PM on June 9, 2015
posted by the uncomplicated soups of my childhood at 8:41 PM on June 9, 2015
My red nose is itching. Do you think Krusty had insurance? No, he had earn his way into an insurance scam. Emmett Kelly? Don't think he had a J&B clause in his contract. That man was absolutely terrifying. And what of the 100s of Bozos who delighted millions, were they insured.
What about defamation clauses for the Insane Clown Posse, which can be catorgorized as "jumpy bump" and novacaine provisions. Grand indictments not covered my point, Shriners.
Beware the mini-mode of motorized men marauding memesis for money.
posted by clavdivs at 8:45 PM on June 9, 2015
What about defamation clauses for the Insane Clown Posse, which can be catorgorized as "jumpy bump" and novacaine provisions. Grand indictments not covered my point, Shriners.
Beware the mini-mode of motorized men marauding memesis for money.
posted by clavdivs at 8:45 PM on June 9, 2015
I'm sorta shocked that after the clown fell off the trampoline, the audience didn't help him, but just beat the crap out of him.
I mean, they paid to go see a clown do clown stuff. That means pratfalls and comic violence. Yeah, he fell on the mayors wife, but beating up a clown? As a mob?
Of course, an audience that buys a ticket to go see a clown to clown stuff on a stage is a whole different beast. It's not a circus, or some sort of variety show. Just a solo clown act.
Like the vagina monologues, but with a clown. Or life of reily, but with a clown.
I guess that kind of audience is just waiting for an excuse to attack someone. Even an insured clown.
posted by Lord_Pall at 8:52 PM on June 9, 2015
I mean, they paid to go see a clown do clown stuff. That means pratfalls and comic violence. Yeah, he fell on the mayors wife, but beating up a clown? As a mob?
Of course, an audience that buys a ticket to go see a clown to clown stuff on a stage is a whole different beast. It's not a circus, or some sort of variety show. Just a solo clown act.
Like the vagina monologues, but with a clown. Or life of reily, but with a clown.
I guess that kind of audience is just waiting for an excuse to attack someone. Even an insured clown.
posted by Lord_Pall at 8:52 PM on June 9, 2015
According to Stephanie Weiss, the current head of Specialty—and Fellerman's daughter—Fellerman found that there was no policy available to clowns.
*sadclown*
posted by symbioid at 9:15 PM on June 9, 2015
*sadclown*
posted by symbioid at 9:15 PM on June 9, 2015
I actually have an entertainer's policy through Specialty insurance, I'm a musician. I was sort of sad when they changed their name and I no longer could send my annual check off to Clowns of the US. Many venues for weddings, etc. actually require that vendors for an event not only show proof of insurance but also name the venue as an 'additionally insured' on your insurance certificate for the day of the event. It was really hard/darn near impossible to find liability insurance for musicians when I first started looking, and Specialty was the only one I could find that anywhere near affordable. You would think the union would have put together something but they only offered things like insurance against loss of your instrument, not Uncle Joe tripping on the mic chord as he toasted the special couple. I was told by one agent that there used to be more of a market for musicians insurance for little bands such as ours but events such as the Station Nightclub fire meant most agencies wouldn't deal with them.
When Specialty sends out the renewal policy they always include a little summary of the claims they have paid out in the previous year as a general FYI/let's try not to do this again, shall we? Given their policy holders, it can make for some,um entertaining reading.
posted by snowymorninblues at 10:36 PM on June 9, 2015 [3 favorites]
When Specialty sends out the renewal policy they always include a little summary of the claims they have paid out in the previous year as a general FYI/let's try not to do this again, shall we? Given their policy holders, it can make for some,um entertaining reading.
posted by snowymorninblues at 10:36 PM on June 9, 2015 [3 favorites]
I think the evil clown market is as yet untapped.
posted by prepmonkey at 5:40 AM on June 10, 2015
posted by prepmonkey at 5:40 AM on June 10, 2015
MetaFilter: Like the vagina monologues, but with a clown.
posted by shakespeherian at 6:52 AM on June 10, 2015 [1 favorite]
posted by shakespeherian at 6:52 AM on June 10, 2015 [1 favorite]
When Specialty sends out the renewal policy they always include a little summary of the claims they have paid out in the previous year as a general FYI/let's try not to do this again, shall we? Given their policy holders, it can make for some,um entertaining reading.
You can't just post that and not tell us stories! Go on, what's the most memorable one you've seen?
posted by sciatrix at 7:43 AM on June 10, 2015
You can't just post that and not tell us stories! Go on, what's the most memorable one you've seen?
posted by sciatrix at 7:43 AM on June 10, 2015
the audience didn't help him, but just beat the crap out of him
It's rough Oop North.
posted by glasseyes at 7:55 AM on June 10, 2015
It's rough Oop North.
posted by glasseyes at 7:55 AM on June 10, 2015
Although seriously this should be covered by a general performers insurance which in the UK you can get simply by subscribing to Artists' Newsletter.
posted by glasseyes at 7:59 AM on June 10, 2015
posted by glasseyes at 7:59 AM on June 10, 2015
the clown “did a stunt which involved jumping off a trampoline onto a skateboard,” he wrote. “I was supposed to shoot offstage but ended up in the front row, where I managed to land right on top of the mayor's wife, breaking her leg."
This sounds like less a problem to be addressed by niche insurance and more one to be addressed by engineering oversight.
posted by 7segment at 8:14 AM on June 10, 2015
This sounds like less a problem to be addressed by niche insurance and more one to be addressed by engineering oversight.
posted by 7segment at 8:14 AM on June 10, 2015
The Life of a Clown - Welcome to the weird, wacky world of Brian Wishnefsky, a.k.a. Sparky the Clown.
posted by the man of twists and turns at 11:04 PM on June 13, 2015
posted by the man of twists and turns at 11:04 PM on June 13, 2015
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posted by clavdivs at 8:07 PM on June 9, 2015