The reason that the rich were so rich, Vimes reasoned, was because they managed to spend less money.
Take boots, for example. He earned thirty-eight dollars a month plus allowances. A really good pair of leather boots cost fifty dollars. But an affordable pair of boots, which were sort of OK for a season or two and then leaked like hell when the cardboard gave out, cost about ten dollars. Those were the kind of boots Vimes always bought, and wore until the soles were so thin that he could tell where he was in Ankh-Morpork on a foggy night by the feel of the cobbles.
But the thing was that good boots lasted for years and years. A man who could afford fifty dollars had a pair of boots that'd still be keeping his feet dry in ten years' time, while the poor man who could only afford cheap boots would have spent a hundred dollars on boots in the same time and would still have wet feet.
This was the Captain Samuel Vimes 'Boots' theory of socioeconomic unfairness.
It's fun, having money and being married to someone who's never had to worry about money ... We are completely different shoppers - he wants to get the best value for his money, and to me there's no feature that is worth extra money over the top of your basic POS appliance or car or whatever.
I'm sorry, Critical_Beatdown - it's kind of hard to formulate a response to what is essentially "I've got money and I spend it in the right place. You don't."
I wonder if there's a difference, financially, between growing up poor in America as someone with roots, and growing up poor in America as immigrants. Most of my friends growing up were the children of working-class immigrants or children of immigrants -- mostly from Russia, Italy and China -- and many of our parents were hardcore savers with long-terms plans in mind for any money made. On the other hand, people I know who grew up poor in the US did more what the articles describes, with much less mind toward savings or planning. So is it a cultural thing? An American thing? What?
I stand firmly with your husband on this. I'm the cheapest mofo on this website - but if I have to buy something - like food, a car or a house - then I buy will only buy something I see as being worth buying. I haven't ever bought plain Wonder Bread with my own money, my condo is on the lake, and my cars are the luxury models with the highest reliability ratings.
... a, er, friend of mine use to deposit an empty envelope at the ATM claiming there was a check for $80 inside and immediately withdraw $40. Figuring out that the envelope was empty usually took the bank a few days by which time his paycheck had cleared and the account remained in the black even with the $80 deposit being erased.
Being poor is a mindset. And it's one that, if given the chance, will make your ass poor again.
tzikeh, Tell me No Lies: Where did I use the word "sound"? Yes, some contributions seemed overwritten and somehow non-genuine to me. On re-reading, they still do. Perhaps the problem is mine.
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